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They did come back and offer to drop it to 12 percent, but that would result in diminishing the employees' benefits substantially. So, Pilkington put the district's health insurance out to bid and received 11 declines to quote, including eight stop-loss carriers, but were able to get quotes from three different carriers. Colorado Choice pulled its offer, due to the inability to get the health statements they required from RE-1 employees, and Aetna's bid was 35 percent above the current cost, which the district could not handle. She explained United has two separate networks they offer with

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